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Hancock Announces LTC Gender Based Rates

Long Term Care News Hancock Announces Gender Based Rates Gender Based Rates Beginning April 29, 2013 expect gender distinct rates on new sales of Custom Care III featuring Benefit Builder in 36 Compact states.  No impact on in force policies.  On average premiums for...

Weekly Newsletter March 27, 2013

March 27, 2013   SALES ARTICLES The advisor opportunity in tax season For advisors, tax season has a perennial silver lining: the opportunity for new business, and lots of it. How to ‘just do it’ It’s selling time: Do you know where your prospects...

Major Changes Ahead for LTCI

Genworth will require Paramed, Blood and Urine on all new applicants beginning April 15. Most states will also have the new product Privileged Choice Flex 2 at the same time. Regardless of the availability of the new product which does have Sex-distinct rates, the new...

Weekly Newsletter March 20, 2013

March 20, 2013   SALES ARTICLES How to protect life insurance beneficiaries from a windfall Policy owners can now control how and when their beneficiaries will receive life insurance proceeds. Facing the life facts  7 proven ways to get referrals without asking  The...

Weekly Newsletter March 13, 2013

March 13, 2013 SALES ARTICLES Keeping universal life products attractive Low interest rates are forcing insurance companies to get creative when it comes to UL product design. How often should you contact prospects? It takes a lot of attempts before you finally break...