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September 25, 2013

  • American General:
    • No more sticker shock with rated term cases
      American General’s rated term pricing may surprise you. Their table C and D premiums often beat premiums for lower table ratings among leading carriers.
    • Beneficiary Review provides unique service to clients
      This unique and non-threatening program involves collecting client data which may identify additional needs or coverage gaps. All the tools you need are available.
    • You are in control with Lifestyle Income Solution
      As your client’s needs change, their policy can too. Find out how Lifestyle Income Solution can help protect your clients against outliving their retirement income.
  • Aviva:
  • Genworth:
    • Requirements for insurance sales to residents age 65 or older in CA
    • Asset Builder Index UL now available in DE
      Also, the Accelerated Benefit Rider for LTC services is now available in DE & NJ.
  • ING:
    • Re-introducing IUL-GDB
      ING has re-introduced its’ indexed universal life insurance product with a lifetime no-lapse guarantee.
    • No better time to sell Executive Benefits
      Three recent developments make this a good time to talk to business owners about life insurance-funded executive benefits for their key employees.
  • Legal & General:
    • Use the fillable PDF or JPEG to spread the word about family history progress
  • MetLife:
  • Minnesota Life:
    • New index crediting bonus
      Can help clients increase their cash value, potentially enhancing distributions by up to 17 percent.
  • North American:
    • ACH payments offered on life death benefit proceeds – effective October 1st
  • Protective Life:
    • Changes to informal guidelines – effective October 15th
  • Prudential:
  • SBLI:
    • Accelerated Death Benefit Rider included with CA & CT policies
      As of September 12th, an Accelerated Death Benefit rider will be included at no premium charge with all SBLI term and whole life policies issued in California and Connecticut. This means the rider will now be included with every term and whole life policy issued across t SBLI’s 49-state footprint.
    • SBLI products are now available in MN!
  • Symetra:
    • Setting a new “Standard
      Effective September 30th, Symetra is introducing lower rates for their Standard Non-Nicotine rate class on Symetra Classic Universal Life Insurance with Lapse Protection Benefit.
  • Transamerica:
    • TransACE LTC Rider now available in CA & MT
      The LTC Rider provides long term care protection in the event that the insured becomes chronically ill, and is designed to accelerate the TransACE death benefit up to the LTC Specified Amount to provide benefits to offset long term care expenses. Client-facing materials and the TransWare Hypothetical Illustration which provides additional LTC Rider information and demonstrates potential claim scenarios, are not yet available in California, but are available in Montana. Take a look at the information below.
    • Trendsetter LB w/Terminal Illness ADB now available in CT
      The Connecticut contract does not include the critical or chronic illness accelerated death benefits. Trendsetter LB offers non-med underwriting options up to $249,999 and a choice of 10, 15, 20, 25 and 30-year level premium periods. A Monthly Disability Income Rider is also available on this product at an additional cost and upon approval. View the information below for more details.

    • Final Expense products now available in NY & VT
      The Immediate, 10 Pay and Easy Solutions final expense products are now available for sale in New York and Vermont. New York is currently available without the Accelerated Death Benefit Riders (with and without the Nursing Home Benefit). Backed by the Transamerica name, these products offer competitive premiums, straightforward underwriting, face amounts up to $50,000 and a Children’s/Grandchildren’s Benefit Rider with Immediate Solution.
  • United of Omaha:
  • American National:
    • Annuity Cash is King (June 1 – November 30, 2013)
      Receive a cash bonus for Strategy Indexed Annuity (ASIA) PLUS sales.
  • Aviva:
    • Commission/bonus for TargetHorizon sales! (ENDS September 30, 2013)
      All writing agents TargetHorizon 10 and TargetHorizon 10 Select applications received
      between May 1st and September 30th (and funded and issued by November 15th), will qualify for 50 bps bonus.
  • John Hancock LTC:
  • Lincoln Financial:
    • Flex-Pay MoneyGuard Incentive Programs (May 1 – December 31, 2013)
      Earn an extra 20 points on paid first year target premium AND double PAP credit on all Flex-Pay MoneyGuard cases placed between May 1st and December 31st. Learn more about this and the Double Your Credit incentive.
  • North American:
    • 1% Commission Blitz Bonus (ENDS September 30, 2013)
      Receive 1% Commission Blitz Bonus Special on all RetireChoice applications received between February 11th and September 30th.
    • Annuity Sales Sizzler (EXTENDED to September 30, 2013)
      Don’t miss out on these great specials!
    • The Great Escape (August 1 – October 31, 2013)
      Write IncomeChoice Fixed Index Annuity business with North American and earn travel rewards! The more IncomeChoice Fixed Index Annuity business you write, the farther you can go! Receive a travel reward along with concierge travel services.
  • Transamerica:
    • Bonus Program (EXTENDED to December 31, 2013)
      Transamerica is offering this limited-time incentive bonus program on TransACE and TransACE Survivor life insurance policies.
    • 2013 Finish Strong Multi-Life Sales Contest (September 1 – December 15, 2013)
      Heat things up this fall with this special Executive Advantage Program sales contest. It focuses exclusively on Employer Pay All (EPA) sales. You will receive entries just by submitting your EPA cases through the Executive Advantage Program. You can receive entries based on cases and applications generated. There will be a new prize and winner every month and a grand prize at the end. You can win multiple times!