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July 24, 2013

  • American General:
      • TOMORROW, July 25th –  Accident & Health: Accident Choice Plus & Product Updates
      • August 8th – Quick Ticket: Quick Ticket Process Overview & Online Entry
      • August 22nd – Term Conversion: Rules, Guidelines & Available Products
  • Aviva:
      • TODAY, July 24th – IUL Strategy Selection Tool
      • TOMORROW, July 25th – Not All IUL’s Are Created Equal
      • July 30th – Annuity Illustration Center
      • July 31st – Target Series Annuities
  • Genworth:
    • TOMORROW, July 25thThe TLC Advantage Would you rather offer your linked benefit clients stronger guarantees or better protection?  How about both?
  • MetLife:
  • Minnesota Life:
    • Weekly 15-minute sales strategy calls – every Wednesday at 10am CT Teleconference Number: 800-910-2399 Pass Code: 224032
  • North American:
      • Learn how the concept works, and how North American’s Rapid Builder IUL can be a smart alternative for your client’s “smart” money
      • Learn the Rapid Builder IUL features that may make it an attractive option for your clients’ accessible assets.
      • Discuss how life insurance can provide both protection and access to funds (without surrender charges).
      • Receive sales strategies and illustration software tips to help you make the sale.
  • Protective:
    • July 30thMaximizing Social Security with Spousal Benefits With retirement challenges being on many of your clients’ minds, we invite you to join Jody Harris for an informative overview session on Social Security. Join the call to learn more about:
      • The current Social Security Landscape
      • What you as the advisor need to know about Social security
  • Transamerica:
  • MetLife nears SIFI designation The Financial Stability Oversight Council today announced MetLife had reached Stage III of SIFI designation.
  • Protective:
  • Prudential:
    • PruXpress Security Enhancements  – effective TODAY Effective July 24th, users will be automatically prompted to change their passwords every 30 days.  In addition, the following new standards for stronger passwords will be implemented TOMORROW, July 25th:
      • Passwords must be at least eight characters in length
      • Passwords will require at least one letter and one number
      • Passwords must be different from the last six passwords used All users will be provided clear on-screen instructions at the time of the password change to help facilitate the security enhancement.
  • Transamerica:
  • AIG/American General:
  • Aviva:
  • ING:
    • Certainty PlanningNEW! A new and effective way to bring life insurance sales opportunities into retirement planning.
    • New guides for selling S.O.L.A.R. Insurance Arrangements
  • Legal & General:
    • Here’s what LG is doing to meet underwriting standards
  • MetLife:
    • Core Stories for Life Core Stories for Life was designed to provide stories you can share regarding how life insurance can be strategically used to solve common financial problems. Whether your client’s main concern is:
      • Providing financial protection for loved ones
      • Adding to potential sources of income for later in life
      • Transferring remaining assets to family members or charity
  • Minnesota/Securian Life:
    • Advantage Elite Term replaced with Advantage Elite Select Term in NYeffective August 16th
      Existing policy holders will not be impacted by this change. In order to take advantage of the current Advantage Elite Term product, the following requirements must be met:
      • Applications must be signed and received in the Home Office by 4pm CT August 16th
      • Policy must be approved and premium must be paid by 4pm CT October 16th If the policy is not signed and received by August 16th, and premium paid by October 16th, your client will be issued an Advantage Elite Select policy. For any case that does not meet both requirements, you will receive a new Advantage Elite Select policy.
    • Quick e-Appuser guide Quick eApp is an electronic life insurance application that will help you save on the one thing you never have enough of – time. From submission to approval, Quick eApp takes 20 fewer days to process than paper applications.
  • North American:
  • Protective:
    • Custom Choice UL Do you have clients who need temporary life insurance coverage, but worry about what will happen at the end of their guaranteed level-term period with a typical term policy?  If so, Custom Choice UL is a life insurance solution that can offer decreasing coverage without an increase in out-of-pocket cost.
  • Transamerica:
  • United of Omaha:
    • New Replacement Notice required for CT This form must be completed if the life insurance or annuity applicant/owner has any existing life or annuity contracts, even if there is no replacement.
  • Spotlight on annuity suitability New regulations mean that carriers and advisors need to follow a documented process to ensure they are selling suitable products to clients.
  • American National:
    • Mandatory annuity product trainingeffective August 1st All Producers planning to sell American National annuities are REQUIRED to complete product specific annuity training in all 50 states, Washington D.C. and Puerto Rico PRIOR TO SOLICITATION. This training is required even if you do business in a state that has not adopted the 2010 Suitability Model. Important: Beginning 8/1/2013, annuity applications will be rejected and returned to the producer if the producer has not completed the required product specific training prior to the app date. A new application will be required for submission after the training is complete.
  • Aviva:
  • North American:
  • United/Mutual of Omaha:
    • New Replacement Notice required for CT This form must be completed if the life insurance or annuity applicant/owner has any existing life or annuity contracts, even if there is no replacement.
  • Selling LTCI onlinepart 1 The hot, drowsy days of summers — a great time to think hard about Twitter, LinkedIn and the Web.
  • John Hancock:
    • New gender-specific products launch in AZ, DE, NJ, NV & SD – effective August 19th
      All applications for Custom Care III featuring Benefit Builder in these five states for current rates must be signed no later than August 18th, and received in the Home Office by August 26th.
    • Montana to remain on unisex pricing Montana does not allow for gender-distinct pricing due to state regulation. As a result, all new business in Montana will continue to be priced on a unisex basis. However, effective August 19th, the couples/partner discount definition in Montana will change to reflect that couples must apply at the same time for the same policy form, be approved for coverage, and accept the individual LTC insurance policies (policy premium must be paid). The couples/partner discount rate of 30% shall remain the same.  Please note: Montana will also be made available on LTC Captivate on August 19th.
    • National Partnership launches in MS, OH & WV effective August 19th
  • United/Mutual of Omaha:
    • Cost of Long Term Care Services Bookletnow available
  • American National:
    • Annuity Cash is King (June 1 – November 30, 2013) Receive a cash bonus for Strategy Indexed Annuity (ASIA) PLUS sales.
  • Aviva:
  • John Hancock LTC:
  • Lincoln Financial:
    • Flex-Pay MoneyGuard Incentive Programs (May 1 – December 31, 2013) Earn an extra 20 points on paid first year target premium AND double PAP credit on all Flex-Pay MoneyGuard cases placed between May 1st and December 31st. Learn more about this and the Double Your Credit incentive.
  • North American:
    • 1% Commission Blitz Bonus (EXTENDED: February 11 – September 30, 2013) Receive 1% Commission Blitz Bonus Special on all RetireChoice applications received between February 11th and September 30th.
    • Annuity Sales Sizzler (July 10 – August 30, 2013) Don’t miss out on these great specials!  Premium Bonus Increases 1% between July 10, 2013 and August 31, 2013 on specific annuities.
  • Transamerica:
    • Spring Bonus Program (April 1 – September 30, 2013) Transamerica is offering this limited-time incentive bonus program on TransACE and TransACE Survivor life insurance policies.
    • LTC Golden Gate Getaway – CA Sales Contest (June 15 – July 26, 2013) TransCare II Long Term Care insurance is now available in California, with flexible benefits for a wide range of clients, including the innovative Step-Rated Benefit Increase Option.  To celebrate this occasion Transamerica LTC is excited to announce this Golden Gate Getaway California Sales Contest.