• QLAC Overview
    Learn more about the NEW Qualified Longevity Annuity Contract (QLAC) with the American Pathway Deferred Income Annuity. QLAC may be a good option for your clients.

  • Social Security Savvy
    Get an understanding of the choices, how to decide when to start, and strategies to help maximize retirement income.

  • Essentials of Fixed Income Annuities
    You’ll cover: what retirees fear and what they want, risks in retirement planning and income insurance options.

  • What’s New in John Hancock UnderwritingDISTRIBUTOR WEBINAR
    • March 24th from 1:00 – 2:00 PM CT – Join here.
      Meeting #: 639 986 791 PW: johnhancock1
      Dial-in #: 1-866-518-0783 ID: 458 515 2
  • Performance LTC Overview
    Learn more about this exciting product.

  • Term Sales Made Easy
    Learn about streamlining the application and policy delivery processes, the 10 minute drop ticket process, LGA’s double check and their concierge case management system.

    • March 24th at 1:30 PM ET – Join the meeting.
      Dial-in: 860-970-0010 Access Code: 263-645-745#


  • Making permanent life insurance affordable using “laddering” strategies


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Key moments in the evolution of fixed indexed annuities
Have you ever wondered how FIAs grew to be such an important investment option
in such a relatively short period of time?

Explaining the ABCs of ADLs to Clients
Helping buyers clearly understand their LTCI policy’s benefit requirements
can prevent claim disputes.

4 undeniable tips to keep clients for life
The best salespeople and the best companies implement strategies to acquire clients
and to keep them for life.
U.S. individual life insurance premium increases 6 percent in 2015
In 2015, indexed universal life sales jumped 15 percent and
were the primary driver of UL sales growth for the year.


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  • Supplemental E&O available for agents, brokers, advisors and BGA’s at no cost – Learn more.



  • Updated contracting forms – Get details.
  • Plans to better accommodate AppAssist interview requests – Learn more.


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  • Easy-to-use online tools unlock the mystery of millennials – Watch this recorded webinar.
  • Secure Lifetime GUL 3 has expanded ROP, stronger guarantees and better pricing
    Combine financial stress and strain with an extended lifespan and a client’s portfolio may find itself running out of gas. Secure Lifetime GUL 3 combined with Lifestyle Income Solution (longevity rider) can help replenish cash reserves when it is needed most. Use this flyer to learn about the Lifestyle Income Solution with or without Accelerated Access Solution (chronic illness rider). Be sure to also share these longevity facts. Additionally, for those clients that decide they need retirement funds and no longer need the death benefit, Secure Lifetime GUL 3 also offers a return of premium feature available in year 20 or 251. ROP is one of the Top Ten Reasons to sell GUL 3.



  • Signature IUL offers 4 indexed interest crediting strategies; including a new uncapped strategy – Learn more.



  • Protection UL with Vitality has lower premiums, especially for older ages – Learn more.













  • New Return of Premium Rider, Rolling Targets, and Foreign National Underwriting Program – Get complete details.
  • Inherent Chronic Illness & Terminal Illness Riders now available in CA – Get details.



  • Update to LTC Rider underwriting requirements
    The Long Term Care Rider is available on TransNavigator IUL. Effective immediately, the LTC Phone Interview is no longer required for cases where the insured is between the ages of 18 and 44. The LTC Phone Interview can still be ordered for cause at the underwriter’s discretion. View the updated LTC Rider Producer Guide and LTC Rider Underwriting Guide.


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  • Additional income payment option for the American Pathway DIA in MS & WA
    Effective March 21, 2016, clients in these states can purchase a certain period only payment option, on top of other exciting features.  In conjunction with this change, Washington has also reduced the permitted death benefit to return of premium plus 1% compounded interest. Read the bulletin.
  • Help your clients celebrate Tax Freedom Day!
    According to The Tax Foundation, the average national tax freedom day is April 24th,  meaning the average American will spend 30% of the year working to pay the government before they can start keeping the money they earn for themselves. Use this flyer to explain to clients the value a fixed annuity brings with tax-deferred growth and compounded interest on money earned today.


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  • Underwriting enhancements for faster, easier processing – Get details.




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  • A New Way to Offer DICOMING SOON!
    Imagine…all occupations accepted, a brief e-app, no medical exams, limited underwriting with quick-issue in just days. Priority Income Protection — it’s coming soon!


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·         Upcoming rate adjustments – View them now.

·         Rate adjustment for Pennsylvania – effective April 1st


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  (ENDS March 31, 2016)


Earn a CASH BONUS on annuity sales!

Get details.



2017 Marketing Conference in Los Cabos, Mexico
May 7-11, 2017

(Qualification period: January 1 – December 31, 2016)

Get complete details.




Performance Elite Winter Annuity Sales Incentive

(ENDS March 31, 2016)

Earn a bonus of up to 100 basis points on qualifying Performance Elite production.

Get complete details.





Leaders of Olympus in Prague

(Qualification period: January 1 – December 31, 2016)
Get details.


Perfomance LTC 2016 Producer Bonus Program

(Qualification period: March 1 – December 31, 2016)

Earn an additional 10% Bonus by selling
John Hancock’s Performance LTC product within the qualification period.


Get complete details.




Disability Insurance Growth Challenge

(Qualification period: January 1 – June 30, 2016)


Get rewarded for increasing your business in the first 6 months of 2016 in comparison to your business in the first 6 months of 2015.

Get complete details.






2016 EPIC Reward – Elite Producer Club

(Qualification period: January 1 – December 31, 2016)

Receive a 1% commission bonus on your annuity business this year.
Learn how.


Fast Cases/Fast Money Bonus Program

(Qualification period: March 1 – May 31, 2016)

Earn $500 or more in American Express gift cards – up to $5,000 total per agent! For every five term or whole life policies submitted through SBLI’s ZipApp drop ticket with an annual premium of $500 or more between March 1st and May 31st (and paid for by July 22nd), agents will earn $500 in Amex cards. Submitting five additional policies which meet these criteria will earn you another $500!
Get details.




A Learn and Earn Promotion

(ENDS March 31, 2016)


This rewards-based program is designed to engage and motivate producers to grow sales. Through a series of videos, producers are given the opportunity to learn more about key clients — The Insurables — as well as a chance to earn prizes and a 10 percent commission enhancement. Please note: New York, Guam, Puerto Rico and non-U.S. business is excluded from the program.
Get complete details!


The Insurables Grand Prize Sweepstakes

Transamerica is giving away a luxury vacation package to three lucky winners. All you need to do is complete all six of The Insurables video modules by March 31, 2016 and:

Sell at least $10,000 of premium with Transamerica during The Insurables program period;


Mail in a Grand Prize sweepstakes entry form by March 31, 2016.


See rules for details.


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