800-377-4776

Newsletter March 22, 2017

by | Mar 22, 2017 | Newsletter

March 22, 2017

 
UPCOMING WEBINARS

 

  • Unleash the Power of IUL
    Learn how life insurance can be the key to achieving financial goals by simultaneously growing and protecting your clients’ retirement security.

  • Estate Planning 101
  • Executive Bonus Basics
  • AIG Advanced Markets – Executive Bonus Arrangements
  • AIG Advanced Markets – Deferred Compensation
  • AIG Advanced Markets – Split Dollar

 

  • Deduction Ideas for Business Owners
  • Compliance & Suitability Update
    • March 23rd at 2:00 PM CT – Register here. (Dial-in #: 800-926-4481)
  • SecureCare – a new way for clients to leverage assets for a more secure future

 

  • A sneak peek of the redesigned pending business tool
  • Demo of the redesigned illustration system and pending business tool
  • Required Minimum Distribution (RMD) Solutions
  • Social Media Automation and LinkedIn Prospecting

 

  • Learn about the Quest Series of Annuities
    • This webinar is held every Monday and Wednesday at 2:00 PM CT.  Click here to register for a date that works best for you!
  • Learn about the Wealth Builder Series of Annuities
    • This webinar is held every Tuesday at 2:00 PM CT.  Click here to register for a date that works best for you!

 

Back to Top
SALES, MARKETING & INDUSTRY ARTICLES

 

 

  • Tax season essentials: One tip that can make all the difference
    Half of American workers could qualify for a key IRS tax credit, but many of them opt out. Here’s why.

 

Back to Top

 

CARRIER NEWS

 

 

 

  • New “Agent Status Lookup Tool” on MyProtective.com – Get details.

 

Back to Top

 

LIFE INSURANCE

 

 

  • Your clients may not be prepared for retirement. Help them fix that!
    Share this infographic. Get sales ideas, sales tools and more at RetireStronger.com.
  • Help clients understand the options available to minimize the financial impact of a chronic illness
    Go to this easy to use page – recently updated with LTC resources – to find multiple resources that clearly explain the differences between LTC policies and chronic illness riders. You’ll also find a complete promotional program called “Campaign in a Box” that provides education, training and prospecting to clients to help generate more business.
  • A three-step strategy: protecting clients’ income for life
    Clients are looking to your agents to help grow and protect their money. That takes a personal income strategy. Establishing a plan might be as easy as 1 … 2 … 3.

    • Step 1: IDENTIFY retirement needs
    • Step 2: EVALUATE income options
    • Step 3: GUARANTEE protection to a portion of their income
    • Have your agents share this “What’s Your Strategy” resource with clients to help them navigate their way to a secure retirement.
  • Care Coordination Program – a FREE benefit with AAS
    Here’s one more reason to love AIG’s Accelerated Access Solution (chronic Illness) rider.  The Care Coordination Program is a completely free benefit. Clients can use it to connect with Care Management professionals for support as they arrange for needed long-term care services. The Accelerated Access Solution is available on the following products:

 

 

  • Signature Guaranteed UL has highly competitive pricing – Learn more.
  • Affinity 7 NQ and 457 will be WITHDRAWN – effective March 31st
    With the launch of Signature Whole Life, Affinity 7 NQ (non-qualified) and Affinity 7 457 will no longer be available for new sales, effective March 31, 2017. The Affinity 7 Q will remain available for pension sales under the name Affinity 7 Unisex. This version will not be available in Montana. Important deadlines are:

    • March 31, 2017 is the last date an application can be written for Affinity 7 NQ/457.
    • April 7, 2017 is the last date an application can be received in the home office.

 

  • Actual Crediting History
    Most companies can only offer hypothetical interest crediting scenarios for their products. Download this flyer to see the actual crediting history of Global’s Lifetime Builder product through a period of significant market volatility.

 

  • Accumulation IUL – NEW PRODUCT!
    This product offers:

    • Much improved income potential
    • Expanded indexed account options
    • Increased target premiums at key ages
    • New Annual Performance Summary making in force policy management easier than ever
    • The John Hancock Vitality Program that rewards clients for healthy living
  • Snapshot Sales Idea – Rate of Return – Read the details here.

 

  • The OPTerm 25 Exchange Program – EXTENDED AGAIN!
    The OPTerm 25 Exchange Program has been extended to June 21, 2017. This program allows customers who purchased OPTerm 10, 15, or 20 within the past four years to trade up to an OPTerm 25 plan at his or her current attained age with no underwriting. The OPTerm 25 replacement policy will be a new issue, with a full 25 years of coverage, not adjusted by the duration the original policy was held. Log-in to the Partner Dashboard for agent and consumer materials.
  • APPcelerate eligibility  – EXPANDED!
    Clients applying for up to $1 million of coverage through AppAssist, may be eligible for approval with no medical exams, labs or APSs required. Use this agent kit with your agents. Have your agents use this consumer kit with their clients. See below and check out this APPcelerate flyer for more info.

    • Issue Ages 20-40    Face Amounts $100,000 – $1 million
    • Issue Ages 41-45    Face Amounts $100,000 – $750,000
    • Issue Ages 46-50    Face Amounts $100,000 – $500,000
    • Issue Ages 20-50    Face Amounts $100,000 – $500,000
    • Preferred Plus NT, Preferred NT, Standard Plus NT
    • OPTERM 15, 20, 25, 30 Eligibility
    • OPTERM 10 Eligibility
    • Eligible underwriting classes for all durations remain unchanged

 

  • Lincoln MoneyGuard II product updates
    Learn about the updates. Download the new materials to use.

 

 

 

  • Offer your clients a product to help supplement their income later in life
    The death benefit from life insurance can help loved ones maintain their established lifestyle and achieve financial goals. But did you know Indexed Universal Life Insurance (IUL) with North American is built so your clients can also help supplement their own income while still alive? Learn more about how North American’s IUL is built for real life.

 

  • Indexed Choice UL maximum illustrated rate & loan charge rate – See updates.

 

 

 

  • Increased retention limits for Symetra UL-G & CAUL – Get details.

 

  • Limited illustrations on certain in-force policies – Get details.

 

Back to Top

 

ANNUITIES

 

 

  • Income annuity rate increases – effective March 20th
    American Pathway  Immediate Annuity and American Pathway  Deferred Income Annuity rates increased on March 20, 2017. Get the updated rate sheet.
  • Important rate lock policy updates – Read the bulletin.

 

 

  • New SPIA rates – effective March 15th – Get the updated rate sheet.
  • Three in four adults have “financial regrets”
    The biggest regret is not saving for retirement early enough. Help clients avoid retirement regrets with strong strategies:

 

  • Illustration System will guide you through multiple product scenarios
    Watch this short “how-to” video to get started.
  • Take action now on DOL delay
    On March 2, 2017, the Department of Labor (DOL) announced a proposal to provide a 60-day delay of the Fiduciary Rule. We welcome this delay because we believe this regulation will negatively impact our firm’s ability to serve our clients and help them save for the future. We think this delay is critical. We are asking and encouraging you to please send a comment letter to the Department of Labor.  TO TAKE ACTION: Please click here to send a message to the Department of Labor to show support for the delay in the applicability date of the Fiduciary Rule.

 

  • Care Solutions will discontinue ImmediateCare Plus – effective April 10th
    Also, a new disclosure form will be required when submitting new business for Care Solutions with qualified money. Get more details about Care Solutions annuity funding and product changes.

 

 

Back to Top

 

LONG TERM CARE

 

 

 

 

  • Myths of Long Term Care – a social media campaign
    OneAmerica has made it easy for your agents to educate consumers about long-term care coverage! This Myths of Long-Term Care Campaign provides approved content: including articles, videos and images. In a matter of minutes, your agents can create a social media campaign spanning over 30 days.

 

Back to Top

 

DISABILITY / CHRONIC ILLNESS

 

  • Priority Income Protection works when your clients can’t
    Priority Income Protection helps protect your client’s financial plans and assets by providing an income when they become sick or injured and unable to work. Learn more.

 

Back to Top

 

MEDICARE SUPPLEMENTS

 

  • High Deductible Plan F & N release in KY & WA – Get details.
  • New Medicare Supplement Plan for Utah – Get details.
  • Medicare Supplements for FL
    Effective April 1, 2017 only Medicare supplement in Florida underwritten by United of Omaha will be available for new business and conversions through individual agents. Get details.
  • Rate adjustment for NC & NE – effective April 1st – Get details.

 

Back to Top

 

BROKER/AGENT INCENTIVES

 

 

 

 

 

CASH IS KING – annuity incentive 

(Qualification period: ENDS March 31, 2017 )

 
Earn a CASH BONUS for your annuity sales.

 

Get complete details.

2018 IMG Conference – Riviera Maya

(Qualification period: January 1 – December 31, 2017)

Earn your way to the 2018 Independent Marketing Group Conference at the Grand Velas Resort in Playa del Carmen, Riviera Maya Mexico.

Get complete details.

____________________________________________________________ 

 

 

 

 

2016 EPIC Reward – Elite Producer Club

(Qualification period: ENDS March 31, 2017)

Receive a 1% commission bonus on your annuity business this year.

 

Learn how.

 

______________________________________________________________

 

2018 Independent Leaders’ Conference

Spend five days and four nights from May 15-19, 2018 at one of the finest hotels Maui, Hawaii has to offer – the Ritz-Carlton Kapalua. Stay tuned for ongoing details; including eligibility rules.

Download the venue brochure.
See the producer qualifications.
See the Marketing Organization qualifications.
Check out this video to learn more!

________________________________________________________________

 

Elect To Sell SIUL This Fall!

(Qualification period: ENDS March 31, 2017)

Prudential is giving you the opportunity to earn an additional 20% compensation on new Survivorship Index UL business.

Get complete details.

 

 

 

Back to Top