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Newsletter April 20, 2016

by | Apr 20, 2016 | Newsletter
 

UPCOMING WEBINARS

 

 

  • Power Protector Index Series
    Learn about volatility control, the income rider option and get a products overview.

  • ML Strategic Balanced Index
    Learn more about the upside potential of an ML Strategic Balanced Index; including volatility control and dynamic allocation.

  • American Pathway Deferred Income and Immediate Annuities
    Learn more about the features and options of a SPIA/DIA.

 

 

  • Live demonstration of the new agent portal and electronic application

 

  • Take the Income Challenge
    Discover top-tier lifetime income; both guaranteed and participating.

 

 

  • Understanding Underwriting Diabetes
    Diabetes can have an impact on underwriting. It is a leading cause of end stage kidney disease, leg amputations, and blindness.  Join this webinar to learn how to quickly determine if Prudential is right for your clients, make informed recommendations to them and increase underwriting speed.

 

  • Help clients climb the peaks and avoid the valleys
    Gain insight about the NEW Voya Quest Series of fixed index annuities.

 

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SALES, MARKETING & INDUSTRY ARTICLES

 

Danica Patrick is the 2016 spokesperson for September’s Life Insurance Awareness Month. Stay tuned!

The ABCs of the DOL fiduciary rule
These basic terms will help advisors and other financial services professionals better understand the DOL fiduciary rule.

FIA sales spotlighted in DOL rule
Fixed index annuities appear to be the product most affected by the Department of Labor’s new fiduciary standard regulation, according to analysts.

Retirement confidence among boomers dips to 4-year low
Just 55 percent of boomers have saved for retirement. And more than 4 in 10 of those boomers with savings (42 percent) have saved less than $100,000.

Reaping the tax benefits of annuities
Help your clients avoid the pain of tax season by exploring tax-deferred annuities.

7 ways to engage Gen Xers to boost FIA sales
Financially conservative by nature, members of Generation X are looking for products that offer a measure of financial safety.

 

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CARRIER ANNOUNCEMENTS

 

  • Improved Underwriting – Read their message.
  • Your Business Matters
    Get tips and guidelines to help you receive the best service possible from AIG. Click below to visit the microsite and learn more.

 

 

  • Customer Service E-mail Security Practices
    Effective April 18, 2016, Life Customer Service will no longer send e-mails containing customer information to agents at personal/public e-mail addresses. Instead, they will send these e-mails only to company or agency e-mail addresses. They are taking these precautions to help prevent the unauthorized access and inspection of electronically distributed information. They will continue to send blank forms to personal/public e-mail addresses.

 

 

 

 

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LIFE INSURANCE

 

  • The Life Credits Program
    The Accordia Life Credits Program provides an individualized underwriting approach for each potential insured and applies credit based on favorable health facts. With this approach, all submitted permanent life insurance applicants under the age of 81 are eligible to receive underwriting credits that can reduce a subjective rating up to three tables. Accordia Life can apply credits from Preferred to Table 8. Learn more.

 

  • Life Insurance Needs Analysis Brochure
    It’s been updated with 2016 Social Security information. Download it now.

 

  • The Vitality Programs new HealthyFood Benefit
    Click below to learn more about the program and watch the video.

 

 

  • New life application for Connecticut
    The application for life insurance solicited or issued in Connecticut has changed. A state-required disclosure has been added to page five above the applicant signature. The new form is: LIA-CT (4-16). The former version – LIA-CT (12-08) – will be accepted until May 16, 2016.

 

  • Get to know the appeal of Lincoln TermAccel
    It has unbelievably low rates, an electronic ticket submission process, and no attending physician statement requirements.  Learn more.

 

 

  • Premier Accumulator Universal Life  – something every portfolio needs
    Clients can have the death benefit protection they need, and the faster access to cash value they want. Learn more.

 

 

 

  • Help your clients protect their loved ones AND their own quality of life
    Permanent life insurance from Prudential with the optional BenefitAccess Rider can provide death benefit protection with the financial flexibility clients may need if they suffer from a chronic or terminal illness someday. Learn more.

 

  • Get ready for SBLI’s new Accelerated Underwriting Process
    Effective May 16, 2016 all level term cases with the following parameters will no longer require a medical exam or fluids:

    • Face amounts of $500,000 or less
    • Age 18-60
    • All risk classes

 

  • New rolling targets on UL-G, CAUL, and SUL-G Universal Life products
    Rolling two-year targets give you added flexibility.

 

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ANNUITIES

 

  • American Pathway Flex Fixed 8 Annuity to be discontinued – effective May 1st
    Deposits to existing policies will continue to be accepted. Read the bulletin.
  • Changes to wire and lockbox locations – View the reminder.
  • Uncover assets using “Now and Later”
    Learn how to use this profiling technique to determine if an annuity could help balance your clients’ current portfolio.
  • Annuity rates – effective April 18th – View them now.

 

  • Titling to the Rescue
    Improper and out-of-date contract titling can put desired results in peril. Use this e-kit to get case studies, talking points, service forms and other help with this important, but often overlooked, topic.

 

 

 

  • Deferred Income Protector is now available on CANNEX – Learn more.

 

 

 

 

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LONG TERM CARE

 

 

 

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DISABILITY / CHRONIC ILLNESS

 

  • Priority Income Protection
    This new disability product is able to pay your clients a monthly benefit when they suddenly become unable to work due to a disability. Learn more.

 

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MEDICARE SUPPLEMENTS

 

 

·         Upcoming rate adjustments for KS, KY, LA, NE, OH, SD, TX & UT – View them now.

 

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BROKER/AGENT INCENTIVES

 

 

 

 

2017 Marketing Conference in Los Cabos, Mexico
May 7-11, 2017

(Qualification period: January 1 – December 31, 2016)

 
Get complete details.

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Leaders of Olympus in Prague

(Qualification period: January 1 – December 31, 2016)
Get details.

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Perfomance LTC 2016 Producer Bonus Program

(Qualification period: March 1 – December 31, 2016)

Earn an additional 10% Bonus by selling
John Hancock’s Performance LTC product within the qualification period.

 

Get complete details.
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Disability Insurance Growth Challenge

(Qualification period: January 1 – June 30, 2016)

 

Get rewarded for increasing your business in the first 6 months of 2016 in comparison to your business in the first 6 months of 2015.

Get complete details.

 

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2016 EPIC Reward – Elite Producer Club

(Qualification period: January 1 – December 31, 2016)

Receive a 1% commission bonus on your annuity business this year.
Learn how.

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Fast Cases/Fast Money Bonus Program

(Qualification period: March 1 – May 31, 2016)

Earn $500 or more in American Express gift cards – up to $5,000 total per agent! For every five term or whole life policies submitted through SBLI’s ZipApp drop ticket with an annual premium of $500 or more between March 1st and May 31st (and paid for by July 22nd), agents will earn $500 in Amex cards. Submitting five additional policies which meet these criteria will earn you another $500!
Get details.

 

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