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April 24, 2013
  • CA Department of Insurance fee increase – effective June 15th Effective June 15th, the California Department of Insurance is increasing licensing fees by 10 percent for all insurance producers, bail agents, insurance adjusters, and insurers operating in the state of California.
  • American General:
  • ING:
  • Prudential:
    • Introducing the PruXpress Email Shopping Cart PruXpress now offers an email shopping cart, a new feature designed to allow Financial Professionals to create custom “carts” of marketing materials for distribution via email.
    • Brainsharks, eLearning Modules, CE Presentations, and more Take advantage of the many tools, including Brainsharks, eLearning modules, CE Presentations, and more that provide useful information on Prudential’s life products and concepts. View them in the PRODUCER RESOURCES/Educational Materials section of PruXpress.
    • Most commonly missed application items Completing your application right the first time will let you see improved cycle times, greater efficiencies, and no need for signatures upon delivery. These tips will help you complete your applications fully and accurately, the first time.
  • American General:
  • ING:
    • Express Ways Do you know the Express Ways to submit new business to the ING Life Companies?
    • What’s Next?consumer flyer This flyer details what happens next once your client submits their life insurance application through Term App Express.
  • MetLife:
  • North American:
    • Using Builder IUL to help supplement retirement income
  • Protective Life:
    • Important changes in ME, RI & WYeffective May 1st
      • A new endorsement will print for all new life insurance policies issued within the state of Maine.
      • A signed illustration must be submitted with all life insurance applications for internal 1035 exchanges within the state of Rhode Island.
      • A replacement notice must be completed and submitted with a signed illustration for all life insurance and annuity replacements within the state of Wyoming.
  • Prudential:
  • Transamerica:
    • Got Leads?  Yes, you do.
      • If you have clients that belong to blended families… You need to inform them that specialized planning may be necessary for their situation and life insurance is key to the solution.  Blended Families are families made up of one or more families as a result of divorce or being widowed.  Over 50% of all US families are blended families – 1,300 blended families are formed each day!  Does that mean there’s a very good chance you have blended family clients?  YES.
      • If you have Business Owner Clients… You need to ask them if they have secured the infrastructure of their business.  Industry Trends Survey and Trusts & Estates Magazine both indicate a recent and significant trending and acceleration in demand for business succession planning and life insurance is a key element in providing a solution.  And remember, you don’t have to be an expert on business planning concept’s, you have The Marketing Alliance and Transamerica’s Advanced Market area to help you with the profiling and implementation of an appropriate business planning strategy.
    • Underwriting requirements for Trendsetter Products in the Trendsetter portfolio (Trendsetter Super Series, Trendsetter LB and Trendsetter Express) have different underwriting requirements. In order to ensure that the correct requirements are ordered, the Paramedical company needs to receive the correct account number and product name, when placing an order. Click here for a list of the account numbers, by product and Paramedical company.
  • United of Omaha:
    • Universal Life proposal requirements for NY – effective May 1st
      Beginning with applications signed on or after May 1st, a signature page will print with each GUL, GUL Express and GUL Survivor proposal in New York. The complete proposal, including the signature page MUST be submitted with NY applications.
    • Estate planning utilizing life insurance Estate planning is not just for the wealthy – it may be even more important for clients whose estates are smaller due to the impact of final expenses. A guaranteed universal life survivorship product may address the needs of clients who are looking for a solution to a future estate tax liability.
  • American National:
    • Cash is King 2013 (January 1, 2013 – April 30, 2013) Receive a CASH BONUS for the total of all Fixed Annuities written and paid. $1,000,001+: $1,000 $750,001 – $1,000,000: $750 $500,001 – $750,000: $500
  • John Hancock:
    • Benefit Builder Bonus (January 1, 2013 – June 30, 2013) By selling Custom Care III featuring Benefit Builder between January 1 and June 30, 2013, you can increase your earnings! Bonus Level 1 – $5,000-$17,499: 10% bonus Bonus Level 2 – $17,500-$34,999: 15% bonus Bonus Level 3 – $35,000-$2,000,000 – 20% bonus Details and program rules in the link above.
  • Transamerica:
    • Spring Bonus Program (April 1 – September 30, 2013) Transamerica is offering this limited-time incentive bonus program on TransACE and TransACE Survivor life insurance policies.