Newsletter December 28, 2016

• Policy Review
  • January 4^th at 10:00 AM CT – Register here.
  • January 4^th at 1:00 PM CT – Register here.
• Why Term Conversions with AIG
  • January 11^th at 10:00 AM CT – Register here.
  • January 11^th at 1:00 PM CT – Register here.
• Master Playbook/Term Conversion Playbook Review
  • January 18^th at 10:00 AM CT – Register here.
  • January 18^th at 1:00 PM CT – Register here.
• New Term Product Launch
  • January 25^th at 10:00 AM CT – Register here.
  • January 25^th at 1:00 PM CT – Register here.
• Basic Overview of Riders
  • February 1^st at 10:00 AM CT – Register here.
  • February 1^st at 1:00 PM CT – Register here.
• Income Riders for a Supplemental Retirement Plan
  • February 15^th at 10:00 AM CT – Register here.
  • February 15^th at 1:00 PM CT – Register here.
• AIG Riders LTC vs CI
  • February 22^nd at 10:00 AM CT – Register here.
  • February 22^nd at 1:00 PM CT – Register here.
• InsMark Life Plan Report
  • March 8^th at 10:00 AM CT – Register here.
  • March 8^th at 1:00 PM CT – Register here.
• Life to the Max online demo
  • March 15^th at 10:00 AM CT – Register here.
  • March 15^th at 1:00 PM CT – Register here.
• Estate Planning 101
  • March 22^nd at 10:00 AM CT – Register here.
  • March 22^nd at 1:00 PM CT – Register here.

• Learn about the Quest Series of Annuities
  • This webinar is held every Monday and Wednesday at 2:00 PM CT.  Click here to register for a date that works best for you!
• Learn about the Wealth Builder Series of Annuities
  • This webinar is held every Tuesday at 1:00 PM CT.  Click here to register for a date that works best for you!

Year-end dates have been added to the TMA website and continue to be updated.

Simply log in to the TMA website and choose “Year-End Deadline Dates” from the menu on the left.

• 4 reasons why women need life insurance
  Here’s what agents and advisors should tell female executives, mom-preneurs and other working women about the value of this essential financial planning tool. Read more.
• Insure Your Love Campaign
  Get a jumpstart on planning your best year yet. Use the Insure Your Love campaign, which Life Happens coordinates, and start the year strong as you remind people of why they need to protect their loved ones with Love Insurance. Here are 5 TIPS to get started. Watch!

• Positive Ratings
  On December 15, 2016, AM Best revised the outlook on Global Atlantic’s insurance companies’ financial strength ratings to “positive” from “stable” while affirming the ratings at A-(fourth of 13). Read the press release.

• Advertising Compliance
  Here is a reminder of LGA’s advertising compliance guidelines; along with the request that you share them with your brokers.
  
• The Basics
  Download this manual for an overview of procedures for defined business areas.
• Holiday Office Closure – Closed on January 2

• Holiday Office Closure – Closed on January 2
• New payment options for customers – Get details.

• Holiday Office Closure – Closed on January 2

• Signature IUL – with 4 one-year strategies!
  Signature IUL has four one-year interest crediting strategies based on the performance of an index… all with 100% participation rates.
  • Point to Point Uncapped with a 4.75% Interest Rate Spread and 0% Floor
  • Point to Point with a 10.00% Cap and Higher Floor of 1.5%
  • Point to Point with a 13.00% Cap and 0% Floor
  • Point to Point with a 7.50% Specified Rate (when index increases or remains the same)
  • Learn more.
• Accelerated Benefit Riders
  Accelerated Benefit Riders can provide a full or partial benefit in the event of a qualified condition. Learn more.
• IUL Sweep Account Overview
  This brief overview can help illustrate how a client’s Signature IUL policy is credited interest.

• Faster, Better, Cheaper.
  As we all know, the cost of most life insurance products is based on the risk of dying: policies for males, older individuals and those having health impairments are priced higher than for younger, healthier individuals. But it wasn’t always this way. Read this article for insights from Dr. Martin Engman, MD.

• Term product updates
  Lincoln has two important announcements regarding their term offerings; including:
  • Term Conversions
  • Pricing Improvements

• You’re 5 minutes away from a great opportunity with PAUL
  With Premier Accumulator UL (PAUL) you can get your clients the death benefit protection they need, while making their money work harder. It only takes five minutes to learn how.

• Income Advantage IUL – a New York State of Mind!
  As of December 1, 2016, Income Advantage IUL became available for sale in New York. This competitive and sustainable product is the perfect addition to your portfolio, providing all the security of life insurance along with potential of greater cash accumulation for clients. See the launch flyer.
• Accelerated Death Benefit Riders – flexibility for down the road
  The more flexibility your agents can offer their clients, the better. Right? Clients are looking to maximize their options for the future and Accelerated Death Benefit Riders can be the perfect solution. Take advantage of this Accelerated Death Benefits campaign. Your agents and their clients will benefit from it!
• ‘Tis the season…
  This time of year, we think about the family and friends we care about most. And, so do your clients. Mutual of Omaha has a full line-up of products that can help your clients protect the ones they love. Read more.

• Earn 50 bucks for a worthy cause
  When your agents choose Protective Indexed Choice UL for their clients, they’ll be helping them gain the protection of life insurance, and helping to support a worthy cause. Indexed Choice UL can work in a number of client scenarios. See how.

• MultiVantage & New Momentum unavailable in CA – effective January 1^st
  Effective January 1, 2017, these annuity products will be unavailable for new contract sales in California. December 31, 2016 is the last date applications will be accepted. Watch for updates on these products for this state in the future. View product availability.

• Three Bonus Tracks from the IncomeChoice FIA series – Get them now.
• Most interest rates are improving – effective January 5^th
  • Fixed interest rates increasing as much as 85 basis points
  • S&P 500 Annual Point-to-Point Caps increasing as much as 160 basis points
  • S&P 500 Annual Point-to-Point Margins decreasing as much as 175 basis points
• New Allocation Forms
  • Performance Choice Allocation Form
  • Charter and Precision Series Allocation Form (only available in HI & PA)

• 2016 Year in Review
  We have seen many changes in 2016, but one thing has remained constant, Genworth’s commitment to Long Term Care insurance. Over the past year they have made significant investments and improvements that benefit both clients and distribution partners.

• Rate adjustments – effective March 1^st – Get details.
• Get back to basics – Refresh your knowledge with these LTC training materials.

• Save time with the DI Tele-Application
  The DI tele-app facilitates a faster application process, limits asking medical questions, and reduces the need for call-backs to your customers by allowing our trained nurses to gather your clients’ medical information. Learn more.

• Modernized rate adjustment for MS – effective March 1^st – Get details.

2017 Marketing Conference in Los Cabos, Mexico
May 7-11, 2017

(Qualification period: ENDS December 31, 2016)

Get complete details.

 iPad Pro Contest

(Qualification period: ENDS December 31, 2016)

Qualify for as few as 9 life sales.  (Only policies sold through ExpertApp are eligible.)

Get complete rules and details.

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Leaders of Olympus in Prague

(Qualification period: ENDS December 31, 2016)
Get details.

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Perfomance LTC 2016 Producer Bonus Program

(Qualification period: ENDS December 31, 2016)  
Earn an additional 10% Bonus by selling

John Hancock’s Performance LTC product within the qualification period.

Get complete details.

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Year-End Crunch Contest

(Qualification Period: Cases submitted after November 1 and paid for by December 31, 2016)

Get complete details.

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Earn up to $500 for selling CareShield!
(Qualificaton period: ENDS December 31, 2016)

Within the qualification period, agents will receive a $300 Visa gift card for two paid CareShield applications or a $500 Visa gift card for three paid CareShield application.

Get complete details.

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2016 EPIC Reward – Elite Producer Club

(Qualification period: EXTENDED to March 31, 2017)

Receive a 1% commission bonus on your annuity business this year.

Learn how.

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2017 Independent Leaders Conference 

June 4-8, 2017 

(Qualification period: ENDS December 31, 2016)

Discover the Ritz-Carlton, Grand Cayman, a luxury resort in the Cayman Islands where sparkling turquoise waters blend seamlessly with the cerulean sky to create your perfect Caribbean oasis. Learn more about the luxury that awaits you.

View the brochure. Get qualification details.

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Elect To Sell SIUL This Fall!

(Qualification period: September 15, 2016 – March 31, 2017)

Prudential is giving you the opportunity to earn an additional 20% compensation on new Survivorship Index UL business.

Get complete details.