December 27, 2017



·         5 Big Questions About Annuities for 2018
Clear ideas about the answers may be scarce, but here’s what we’ll be asking about. Read more.
·         Obesity Linked to 13 Types of Cancer
For financial professionals who work with clients struggling with weight and health issues, here’s an opportunity for discussion. Read more.




  • Updated Licensing Forms and Contracts
    On November 15, 2017, AIG consolidated the forms used for new agent appointments and managing existing appointments and business. The new or updated forms are now available; previous forms will be accepted through January 15, 2018. Read the bulletin.
  • AG NewsDecember 14th
    In this issue:

    • Learn how to cross the bridge from a GUL sale to a death-benefit-focused IUL sale
    • Sales tools and concepts
    • Create tailored client-pitches
    • New business, licensing and product updates
  • Watch how you can easily prepare for successful client meetings


  • Non-natural owner sales criteriato help get your clients’ financial goals on track
    As of December 4, 2017, AIG updated their non-natural owner annuity criteria and deferred annuity structuring considerations designed to help you improve sales efficiency and illustrate options. Learn more.



  • Expert etools have replaced iGO Applications & LPES illustrations
    ExpertApp replaces iPipeline’s iGO applications and ExpertIllustrator replaces LPES illustrations. Tomorrow, December 28, 2017 is the last day to submit pending cases through iGO and the last day to transfer any LPES illustrations to ExpertIllustrator.

  • IUL sales ideas made easy!
    Download this new brochure to discover ways to boost your IUL sales for special situations including:

    • Supplemental Retirement Planning
    • Funding College Education
    • Divorce Planning
    • Children from a Prior Marriage
    • Special Needs Trust
    • Credit Shelter Life Insurance Trust
    • Irrevocable Life Insurance Trusts
    • Key Person Insurance
    • Buy-Sell Planning
    • Other Business Succession Planning
  • Speed up underwriting with Xpress and Xpress+Learn more.
  • Annuity rate changeseffective January 1, 2018Get details.



  • Transaction with Voya
    Athene has agreed to reinsure approximately $19 billion of Voya Financial’s fixed and fixed indexed annuity liabilities. Read more.



  • 2018 Participating Loan Rate Declared &
    Fixed Account Interest Crediting Rate for Index UL
    effective January 1stRead more.



  • Regulation 275 in AZ & MT
    Arizona and Montana are adopting NAIC Model Regulation 275 and will a require 4-hour Annuity CE course as well as product training for each individual carrier before any business can be solicited and written. Business signed after the Regulation effective dates will require proof of CE and agent training or it will result in a rejection of business and require the agent to take the training and have new paperwork completed/signed. This impacts both existing and new producers.

    • Arizona implements this rule as of December 31, 2017
    • Montana implements it on January 1, 2018.



  • Financial strength ratings re-affirmedRead more.







  • Annuity NewsDecember 2017
    In this issue:

    • DOL delays certain fiduciary rule compliance provisions 18 months
    • VersaChoice now available in 46 states
    • Widespread rate changes took effect December 12, 2017
    • Legacy Portrait can help you market across the generations
    • Seize the moment with new seasonal radio ad talking New Year’s goals
    • On-demand webinars
    • Case by Case podcast episodes



  • Introducing the Promise Conversion UL product
    for Promise Term Conversions
    Get details.



  • New enhancements to online Customer Service optionsRead more.
  • Indexed Choice UL rate changesRead more.
  • Survivor UL rate changesRead more.



  • Life Essentials NewsletterDecember 18th
    In this issue:

    • The Add More Life Campaign is ending, but your conversations shouldn’t
    • PruLife Founders Plus UL will be updated in 2018 to be more straightforward and consumer friendly
    • Reduced pricing for Term Essential coming in January
    • Revised age and amount requirements
    • My Service Center launches for clients in December