• American Pathway SolutionsMYG annuity
    Learn about the features and options available.

  • Power Protector Index Series
    Learn about volatility control, the income rider option and get a products overview.

  • ML Strategic Balanced Index
    Learn more about the upside potential of an ML Strategic Balanced Index; including volatility control and dynamic allocation.





  • Understanding Underwriting Diabetes
    Diabetes can have an impact on underwriting. It is a leading cause of end stage kidney disease, leg amputations, and blindness.  Join this webinar to learn how to quickly determine if Prudential is right for your clients, make informed recommendations to them and increase underwriting speed.


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Retirement planning presents opportunity for employers
Want to foster loyalty among employees? Helping them build a financially secure retirement might help.

9 Social Security myths worth busting
Taking Social Security benefits early may not be the best plan.

How the final DOL fiduciary rule will impact advisors
In a departure from the earlier draft, the finalized fiduciary rule does provide some relief for retirement plan advisors.

Annuities’ alphabet soup: choosing the best option
There’s a multitude of terms to digest when it comes to annuities.


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Read the carrier messages regarding the DOL Final Fiduciary Rule


Message from Securian


Message from North American


Message from Voya Financial

  • Save on your next list order
    USADATA is running a special promotion on list orders for sales professionals contracted with Mutual of Omaha until May 10, 2016. Get details.


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  • Changes to underwriting Coronary Artery Disease (CAD)
    This means you may begin seeing more competitive offers on clients with mild to moderate CAD histories. Learn more.
  • New sales tool
    Combine Secure Lifetime GUL 3 with Asset Protector riders, Lifestyle Income Solution and Accelerated Access Solution, to turn life insurance into an asset. Teach your agents using this napkin tool.


  • The new ExpertIllustrator is now available – Try it now!





  • The Lincoln Leader for Life – April 4th editionView it now.





  • Mobile Quotes for GULE – coming April 22ndLearn more.
  • Term Life Answers – Find out how you and your clients can benefit from it.
  • The Stay Bonus: A Unique Twist on Key Person Life Insurance – Learn more.







  • Pru Life Illustrator updates
    Updates include Carry Over Inputs, a BenefitAccess Rider Report, and an alternate way to run LIRP illustrations. Learn more.
  • Express Illustrations on Inforce Online Illustrator
    Beginning April 18, 2016, it will be much easier for you to create the most commonly used inforce illustrations with the introduction of the “Inforce Express” Option on the Inforce Online Illustration system.
  • Underwriting enhancements for Barrett’s Esophagus & Pulmonary Embolism – View now.



  • TransNavigator IUL illustrations are now available
    Inforce Illustrations for the TransNavigator IUL product are now available by going to TransACT, clicking on the Inforce tab and then clicking on Illustrations.
  • New Maximum Illustrated Rates for TransNavigator – Get details.
  • Updated Trial Application Submission Guidelineseffective May 1st
    Trial applications will require a minimum face amount of $1 million for UL products; a minimum face amount of $2.5 million for term products; or, a minimum annual premium of $15,000 for any product. Trial applications must be submitted as a single package. Any additional records provided after the initial submission will not be reviewed until a formal application is received. View the updated Trial Application Guidelines.
  • Updated Rapid Review Guidelineseffective May 1st
    Rapid Reviews must be limited to 15 lines, or 200 words, or fewer. As a reminder, Transamerica is a participating carrier on XRAE for immediate underwriting results.
  • International Underwriting
    The auto-issue limits (retention plus auto-bind) have been raised recently using a new international auto pool. Foreign nationals residing in certain eligible “A” countries may now qualify for up to $30 million in coverage, while eligible “B” countries may qualify for up to $25 million and eligible “C” countries up to $10 million. This applies to both permanent and term products. For more information, view the updated Underwriting Chart, Non-Resident Underwriting Guidelines, or the bulletin.


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  • American Pathway Flex Fixed 8 Annuity to be discontinued – effective May 1st
    Deposits to existing policies will continue to be accepted. Read the bulletin.
  • Annuity rates – effective April 11thView them now.
  • Help clients understand fixed annuities in five letters: S-T-Y-L-E – Download the flyer.




  • The Income Pay Plus Rider is now available in Florida – Learn more.
  • Charter Plus Fixed Index Annuity is now available in NH – Get details.
  • New FIA and GLWB state approvals
    • Charter Plus II Fixed Index Annuity and Income Pay Plus Optional Guaranteed Lifetime Withdrawal Benefit Rider are now available in AK, MN, OR and WA. Read the bulletin.
    • Charter Plus II Fixed Index Annuity and Income Pay Plus Optional Guaranteed Lifetime Withdrawal Benefit Rider are now available in MO, UT and VA. Read the bulletin.


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  • Long-Term Care Insurance:  An Industry in Transition”
    This brochure takes an objective look at the factors that have created challenges for the LTC industry. It also provides an overview of what John Hancock has learned and how these insights have influenced the design of their Performance LTC product.
  • Applying for Long Term Care Insurance
  • Take a closer look at the Performance LTC investment strategy
    John Hancock’s Performance LTC policy is supported by a unique investment strategy designed to diversify risk and enhance the long-term yield. This flyer provides an overview of the investment approach that includes a broad array of fixed income and alternative long-duration assets.
  • Understanding the LTC Claims experience
    This flyer educates your producers about John Hancock LTC’s claims experience; such as claims paying history, demographics, most common care settings, and top reasons people need long-term care.


  • What do people think about long-term care insurance? Find out.



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No bulletins this week.


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·         High Deductible Plan F and Plan N now available in New Jersey – Learn more.

·         Upcoming rate adjustments – Get details.

·         New York Rate Filing Notice – Read the bulletin.


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2017 Marketing Conference in Los Cabos, Mexico
May 7-11, 2017

(Qualification period: January 1 – December 31, 2016)

Get complete details.




Leaders of Olympus in Prague

(Qualification period: January 1 – December 31, 2016)
Get details.


Perfomance LTC 2016 Producer Bonus Program

(Qualification period: March 1 – December 31, 2016)

Earn an additional 10% Bonus by selling
John Hancock’s Performance LTC product within the qualification period.


Get complete details.




Disability Insurance Growth Challenge

(Qualification period: January 1 – June 30, 2016)


Get rewarded for increasing your business in the first 6 months of 2016 in comparison to your business in the first 6 months of 2015.

Get complete details.






2016 EPIC Reward – Elite Producer Club

(Qualification period: January 1 – December 31, 2016)

Receive a 1% commission bonus on your annuity business this year.
Learn how.


Fast Cases/Fast Money Bonus Program

(Qualification period: March 1 – May 31, 2016)

Earn $500 or more in American Express gift cards – up to $5,000 total per agent! For every five term or whole life policies submitted through SBLI’s ZipApp drop ticket with an annual premium of $500 or more between March 1st and May 31st (and paid for by July 22nd), agents will earn $500 in Amex cards. Submitting five additional policies which meet these criteria will earn you another $500!
Get details.


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