John Hancock’s Protection UL – Just Got Better!

Same strong value – with even lower premiums

Protection UL is the industry’s best alternative to no-lapse guaranteed products – and now it’s more competitive than ever.
Improvements include:

  • More competitive premiums in lump-sum scenarios
  • Single-pay premiums improved by as much as 20%
  • Improvements apply to all Protection UL ’13 policies – new business and in-force
  • Option to add John Hancock’s enhanced Long-Term Care rider to give clients comprehensive coverage at a price that can’t be beat!



How many more reasons do you need to sell the hottest product on the market today?

State Approvals and Illustration System

JH Illustrator and jhillustrator.com will reflect these new rates on February 24, 2014 and will apply to all states. In-force illustrations will be available April 28, 2014.

New Business and Underwriting Information

No transition rules are applicable since these new improved rates apply to all new business and in-force Protection UL ’13 policies immediately.

Protection UL & Protection SUL Microsite

Check out John Hancock’s microsite for all the latest sales ideas and marketing information updates. www.protectionul-sul.com

For more information call CPG at (516) 364-7171