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- For Single Women’s Confidence, Try Annuities
LIMRA has posted survey data showing that annuity use may do more for women’s outlook than for men’s. Read more.
- 5 Factors That May Double Your Chances of Selling a Life Policy
Analysts have sifted LIMRA survey data to find out what closes sales. Read more.
- 3 Top New Life and Annuity Ad Campaigns
New spots from Brighthouse, Lincoln and Symetra could get consumers more interested in the idea of talking to you. Read more.
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- Now available in New York
Beginning April 16, 2018, the Chronic Illness Rider – Accelerated Access Solution (AAS) – will be offered on Secure Lifetime GUL3 in New York. AAS is a life insurance rider that accelerates a portion of the death benefit when an insured meets the health impairment criteria.
- Non-Medical Underwriting on Max Accumulator+
- AGNews – special edition
In this issue:
- Quick Tips for Faster IUL Processing
- How AIG is leading the competition
- Non-medical underwriting guide
- April 25th Training for Non-med Underwriting
- A number of product and new business bulletins
- Annuity rates
American Pathway Immediate Annuity and American Pathway Deferred Income Annuity rates improved on April 23, 2018. Download the updated rate sheets.
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- Mid-Month Agent Update
In this update:
- Pre-Appointment Background Check Requirements
- Century Plus Annuity will be approved for MD, NJ, WA & WI on 5/1/2018
- Reminder: Palladium Century will be withdrawn 5/1/2018
- Reminder: Palladium Century will be withdrawn 5/1/2018
- Century Plus Annuity w/Lifetime Income Rider – ready to take on the competition
Click here for a comparison, more about the product and the required training.
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- Writing business is a snap with new Athene e-app – Check it out.
- Updated Athene paperwork
Athene incorrectly stated the revision date for their updated Product Comparison Worksheets. The version you should be using is dated 03/18. They apologize for any confusion. The updated forms (Ver. 03/18) will be available on Athene Connect after 4pm CT on April 13, 2018, and should be used immediately. Applications with outdated or missing forms received after that time will be considered “not in good order.”
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- The Big Deal
While everyone is talking about climate change and economic issues, no one is talking about the biggest issue facing the world today: Aging.
The issues of aging don’t just affect older people. They impact everyone. We are all someone’s spouse or child, grandchild, neighbor, or friend. We all know and love someone that will need care and we’ll all be affected as a result.
That’s why it’s important to make long term care planning part of your business. The more prepared people are the better the outcome for everyone.
Genworth has been helping people with long term care needs for more than 40 years and are the largest carrier in the industry. Learn more.
- In-Force Rate Action announcements – effective April 16th
- In-Force Rate Action announcements – effective April 23rd
- Genworth suspending sales of LTC in Montana – effective May 22nd
Read the bulletin.
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- Spotlight News – April 17th
In this issue:
- Celebrate the end of 2017 tax season!
- Upcoming Webinar
- John Hancock Vitality with Apple Watch video
- Protection UL – shift gears as needs change
- Living Benefit riders – offering greater coverage across the board
- Estate and gift tax return preparation tips that can help avoid an audit
- Now is the time to review income tax withholding
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- Quarterly Digest
In this issue:
- Updated key contacts
- Updated “The Basics”
- New consumer marketing materials
- NAIC Illustration Regulation Disclosure
- LGA works hard to save the earth all year long
LGA beleives that to be successful you must actively contribute to your local communities and take measures to care for human and natural resources. See the steps they take.
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- Lincoln Leader for Life – April 16th
In this issue:
- What’s new in the world of Foreign Nationals?
- Lincoln among first to offer ‘Chat’ customer service
- Self-service illustrations support center
- A new look and mobile-friendly pending case website
- MoneyGuard LTC claims update
- Advanced Markets Resource Center now available!
- LFN Now GA Newsletter – April 17th
In this issue:
- Make the LTC Conversation an Integral Part of Retirement Planning
- Responsibility of Love
- Product Updates
- Social Media 101: Resources & Recommended Content
- Foreign National Submission guide:
- Why Lincoln? flier for foreign national
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- Life Lines – April 2018
In this issue:
- Having trouble closing permanent life sales?
- Chronic illness coverage that can outlast term policies
- S&P raises Securian’s financial strength to AA-
- Administrative announcement: address change confirmations
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- Income Advantage IUL – A Road to Retirement Protection
Clients will face a number of risks in retirement. This new package of “Map Your Course” materials helps explain eight risks -and, more importantly, how these risks can be minimized with an Income Advantage IUL policy. The curriculum includes a main brochure that addresses all eight risks and standalone brochures that provide more in-depth information about individual risks. Take a sneak peek at the client brochure. For the rest of the materials, visit Sales Professional Access.
- Lap the competition with Accelerated Underwriting
With accelerated underwriting for Term Life Answers (TLA) policies, qualified clients (Standard, Standard Plus, Preferred and Preferred Plus classes) can get an underwriting decision for TLA policies in 48-72 hours! View the Accelerated Underwriting Guide for details.
- Life Protection Advantage re-price
Life Protection Advantage IUL policy guarantee-to-85 premiums decreased. View the new competitive comparison flyer that shows how it stacks up to the competition – both with premiums and in how long the coverage is projected to last.
- IUL Philosophy: Simplicity and Transparency
Mutual doesn’t believe that confusing crediting strategies are needed in order for your clients to have upside potential. Learn how Life Protection Advantage IUL and Income Advantage IUL offer upside potential while remaining client-friendly.
- Term Life Answers
Make the move to Term Life Answers for needed protection at competitive premiums.
- Have you checked out our new placement and persistency reports?
You can now stay up to date on your sales performance with placement and persistency reports available on Sales Professional Access.
- Long Term Care
- Rate adjustments – effective July 1st – Get details.
- MutualCare Solutions Underwriting Guide Updates – effective May 1st
The MutualCare Solutions underwriting guide has been revised to provide you with the most updated information about uninsurable medications and updated medical impairments and requirements. Review the updates.
- Overcome DI objections with Priority Income Protection
Show clients that income protection can be affordable.
- Medicare Supplements
- Welcome to MedSupps – See the services and resources.
- Premium Savings – Four ways to save clients cash.
- NY Rate Filing Notice
Policyholders in New York will be receiving an Initial Notice that Mutual of Omaha will be filing Medicare Supplement rate adjustments in the state of New York on all Standardized and Modernized business for Mutual of Omaha with a planned effective date of October 1, 2018. Read more.
- Rate adjustments for CA, DC & TN – Get details.
- Mobile Quotes update – See the compatible operating systems.
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- Introducing Builder Plus IUL – NEW PRODUCT!
Builder Plus IUL is designed for death benefit protection with stronger performance and marketability. Read this bulletin for more details; including how to access marketing materials and sign up for web training. Watch the video below to learn what this product brings to the table.
- IUL forms update
The following forms have been updated and will now be required with ALL indexed universal life (IUL) insurance products as of April 16, 2018. The prior versions will no longer be accepted as of May 16, 2018. Read the bulletin.
- WriteAway for permanent products
WriteAway accelerated underwriting process is now available on permanent products. It is also now available in Georgia. Read the bulletin.
- Empowered – Women and Retirement
Gain insight on women’s growing responsibility as financial decision-makers.
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- ProClassic Legacy – NEW PRODUCT coming April 30th – Learn more.
- E-Signature process enhancements – Learn more.
- Simplify the IUL conversation…now
83% of consumers want a life insurance policy that’s easy to understand. With Protective Indexed Choice UL, you can offer clients a more straightforward approach to IUL that will be easier for them to understand. Help your products start the conversation by customizing and sharing this resource that provides clients with a quick overview of IUL.
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- Life Essentials – April 23rd
In this issue:
- New-Founders Plus Single Deposit Premium Solution
- Consumer-Approved Case Study Talks Life Insurance and Market Volatility
- April 2018 Illustration Enhancements
- Planning Your Retirement? Expect the Unexpected.
- Quarterly Retail Market Commentary from Dr. Quincy Krosby
- Who Can Access Customer Information?
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